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Waynedale Business

SANDWICH GENERATION NEEDS TO AVOID FINANCIAL SQUEEZE

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FINANCIAL GIFTS FOR YOUR VALENTINE

Valentine’s Day is fast approaching, so you’d better get going with the flowers and chocolates for your sweetie. But this year, why not go beyond the traditional gifts and give a present that can make a difference in your loved one’s life for years to come? Specifically, why not give a financial gift?

Of course, you could always put some cash or a check in a card, but with a little creativity, you can make a financial gift that has a longer-lasting and more...

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SANDWICH GENERATION NEEDS TO AVOID FINANCIAL SQUEEZE

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Are you a member of the "Sandwich Generation"? This designation — which applies to people caring for their aging parents while supporting their own children—may be applicable to you if you're either a younger Baby Boomer, born in the late 1950s or early 1960s, or an older member of "Generation X," born in the mid-1960s. But any way you slice it, being in the "Sandwich" group is probably going to present you with some challenges, particularly of the financial kind—so you'll need to make the...

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NEW YEAR MEANS NEW OPPORTUNITIES FOR ROTH IRA CONVERSION

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If you already have a Roth IRA, you're aware of its biggest benefit: Your earnings grow tax free, provided you meet certain conditions. If you don't have a Roth IRA, you may want to consider one — and it may be easier for you to do just that in 2010.

Before we get to the reasons why 2010 may be your year to open or convert to a Roth IRA, let's look at some differences between Roth and traditional IRAs. If you own a traditional IRA, your contributions may be tax-deductible, depending on your...

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GET THE MOST FROM YOUR “POST-RETIREMENT” EARNINGS

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In earlier generations, "retirement" meant what it sounds like - a cessation of working. Not any longer. Today, when people "retire" from one career, they may well launch into another, either as a consultant, a small-business owner or a part-timer. But if you're going to do some type of work after you retire, you'll want to make sure you're also protecting your other sources of retirement income.

 

Toward that goal, keep these points in mind:

• Earnings won't endanger Social Security...

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LOCAL COUNSELING AGENCY CELEBRATES ITS FIRST YEAR

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LifeWorks Counseling & Consulting is pleased to announce the completion of its first year of service to the community in the mental health counseling field. "We are passionate about providing the highest quality professional counseling services in a warm, compassionate environment," Amy Jo Aldrich, co-owner of LifeWorks, says. "It was crucial to us to build our agency in a way that is honoring to the people we work with."

Catherine Jantzen, Licensed Mental Health Counselor, and Amy Jo Aldrich...

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NIPSCO REMINDS CUSTOMERS TO BE AWARE OF UTILITY IMPERSONATORS

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In response to a recent scam involving tree trimming impersonators, Northern Indiana Public Service Company offers a few important reminders to help customers stay safe and avoid being scammed.

The victim, an 87-year-old Porter County resident, had $2,500 stolen from inside his home by two men claiming to be tree trimmers contracted by NIPSCO. One of the impersonators distracted the customer while the accomplice broke into the home. The two men would not show the customer any...

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