Waynedale Business

It’s been about a year since stock prices hit their low point during the long bear market. Since then, of course, we’ve seen a big rally, but some of the decisions you made when the market was at its lowest point may still be affecting your portfolio’s performance and prospects. So now that we’ve reached the one-year anniversary of the market bottom, it’s a good time to see where you are today and how you can prepare for tomorrow.

In looking back at the market depths of a year ago, it’s...

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The Keith Busse School of Business and Entrepreneurial Leadership at the University of Saint Francis has announced the winners of its second annual student business plan competition.

The first place team was Justin Vela of Roanoke, Indiana and Derrick Shereck of LaGrange, Indiana for their business plan, “Easylessonsnow.” Easylessonsnow is an Internet site that offers quality instructional videos and allows for direct communication with each instructor. Second place went to John “Alex” Jones...

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FINANCIAL GIFTS FOR YOUR VALENTINE

Valentine’s Day is fast approaching, so you’d better get going with the flowers and chocolates for your sweetie. But this year, why not go beyond the traditional gifts and give a present that can make a difference in your loved one’s life for years to come? Specifically, why not give a financial gift?

Of course, you could always put some cash or a check in a card, but with a little creativity, you can make a financial gift that has a longer-lasting and more...

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Are you a member of the "Sandwich Generation"? This designation — which applies to people caring for their aging parents while supporting their own children—may be applicable to you if you're either a younger Baby Boomer, born in the late 1950s or early 1960s, or an older member of "Generation X," born in the mid-1960s. But any way you slice it, being in the "Sandwich" group is probably going to present you with some challenges, particularly of the financial kind—so you'll need to make the...

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If you already have a Roth IRA, you're aware of its biggest benefit: Your earnings grow tax free, provided you meet certain conditions. If you don't have a Roth IRA, you may want to consider one — and it may be easier for you to do just that in 2010.

Before we get to the reasons why 2010 may be your year to open or convert to a Roth IRA, let's look at some differences between Roth and traditional IRAs. If you own a traditional IRA, your contributions may be tax-deductible, depending on your...

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In earlier generations, "retirement" meant what it sounds like - a cessation of working. Not any longer. Today, when people "retire" from one career, they may well launch into another, either as a consultant, a small-business owner or a part-timer. But if you're going to do some type of work after you retire, you'll want to make sure you're also protecting your other sources of retirement income.

 

Toward that goal, keep these points in mind:

• Earnings won't endanger Social Security...

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