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Waynedale Business

WHEN INVESTING, GET ON “SAME PAGE’’ AS SPOUSE

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Communication is the key to successful marriages. But a surprising number of married couples may think they communicate well, only to discover that they have radically different ideas about one of the most important aspects of their life together - their money.

At least that's the finding of a recent research project completed by the U.S. Bureau of Labor Statistics. The study showed that men tend to estimate the family income 5 percent higher than their wives. And men view their family wealth...

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NEW & ENLARGED MIDWEST AMERICA WAYNEDALE BRANCH

Details Participating in the MidWest Federal Credit Union groundbreaking ceremony were:  (l-r) Regina Romary-owner Wayne Plaza Shopping Center, Divya Rajdev-Waynedale Branch Manager, Ed Romary-General Contractor, John McGauley-Allen County Public Information, Al Moll-Fort Wayne Controller, Maureen Fulk-AVP Branch Operations, Scott Taylor-VP Membership FW Chamber, Paige Condo-Designer Romary Associates, Justine Coudret-Kramer-Director MidWest America, Sallie Trimble-Exec. VP MidWest America, Wendy Adams-Mgr of Facilities MidWest America, and Charles D. Bitler-President/CEO MidWest America.

A groundbreaking ceremony was held for MidWest America Federal Credit Union in Waynedale on Tuesday, October 28th at 10:30am. The intended facility will be located at 6003 Bluffton Road in the Wayne Plaza Shopping Center. Upon completion, the new facility will replace MidWest America Federal Credit Union's existing building and will be considerably larger than the current. It will be approximately 1900 square feet as compared to the original branch of 800 square feet built in 1999.

Charles D...

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DON'T BE SURPRISED IF BOND FUNDS FLUCTUATE

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If you're like many people, you may be interested in bonds - specifically, bond-based mutual funds - as a "refuge'' from the volatility of the stock market. And it is true that, in general, bond funds will fluctuate less in value than stock-based mutual funds. However, don't expect bond funds to remain totally stable - they won't. But that doesn't mean they can't be valuable additions to your portfolio. They can - if you know what to expect.

A bond fund, as the name suggests, is made up of...

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DON'T COUNT ON HOME AS A “GROWTH’’ INVESTMENT

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If you've owned your home for many years, the chances are pretty good that it's increased in value - perhaps substantially. However, even if that's the case, don't assume that it will continue appreciating to the point where you can count on it to help support your retirement and other long-term goals.

It can be quite tempting to look at your house as an investment - and a positive one, at that. In fact, American homes have appreciated, on average, slightly more than 6.3 percent a year from...

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“STRETCH IRA’’ CAN HELP SHRINK TAX BITE

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After you open an IRA, you need to decide how to invest your contributions. But, other than that, you don't really have a lot of decisions to make. It's a different story, however, once you inherit a traditional IRA. At that point, you need to make some choices - and by making the right ones, you could save thousands and thousands of dollars.

As you probably know, a traditional IRA's earnings grow on a tax-deferred basis, so you pay no taxes on your earnings until you start making withdrawals...

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FROM THE SOUTH SIDE BUSINESS GROUP

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Our group started the fall session of business meetings with a very informative and helpful guest speaker, Cynthia McBride. Cynthia is the Regional Director for the Northeast Indiana Small Business Development Center. If you're not familiar with the Small Business Development Center, you need to be, especially if you're a small business or if you are contemplating starting a business. The Small Business Development Center caters to businesses that have limited funds and need direction...

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