Waynedale Business

The road to investment success is filled with potholes. Financial markets are rocked by wars, scandals and political turmoil. Today's "sure thing" turns into tomorrow's "never was." Prognosticators conveniently forget their mistakes and trumpet new recommendations. What's an individual investor to do?

For starters, you can keep your balance. By building a balanced portfolio, and taking a balanced view of your expected returns, you can help make steady progress toward your long-term goals - and...

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It's official. After 50 years of working for the SandPoint Greenhouse, Bill Davis decided to retire on June 1st, 2003. He is a native of Hartford City, IN where he began working in his mother and stepfather's greenhouse when he was seven! Bill's enthusiasm for this business was well known by his customers and fellow employees.

Over the years he has given speeches on greenhouse production for several groups including local clubs, churches, interior designers and schools including Ohio State...

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To save the money you'll need for that comfortable retirement you've been working toward, your best move is to contribute as much as you can afford to your 401(k) and IRA. But what happens if you hit the contribution limits on these two plans? What other investments are there for you? One possibility is a variable annuity. However, before you purchase one, review the positives and the negatives 3⁄4 because they're both present.

 

Let's look at some of the key benefits of a variable...

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You've probably seen a lot of headlines on the Tax Relief Act of 2003. This legislation, recently signed into law by President Bush, will affect virtually everyone in the country. As an individual investor, you've got reasons to cheer the new tax laws. Many people will find that their taxes will decrease 5 percent or more under the new tax laws.

 

Let's review some of the tax act's key areas and see what actions they might suggest:

Lower dividend taxes - If you've invested in dividend-paying...

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photo by rls GROUNDBREAKING CEREMONY FOR TOWERpark expected to open in the fourth quarter of 2003.  Front row (l-r): Phil Laux-Chamber of Commerce, Rachel Romary, Mike Romary-MER Group (Developer), Curt Brown-President of Tower Bank, Mayor Graham Richard, Jeff Krivacs-VP Tower Bank and future Waynedale Branch Manager, Kevin Himmelhaver-CFO Tower Bank and Councilman Tom Hayhurst. Back row (l-r): Jeff Hile-MSKTD Architects, Mike Kinder-Kinder Construction, Wendell Bontrager, Darrell Blocker-VP Tower Bank, Michael Rice, Lee DeTurk and Lori Hoffman-from Tower Bank.

Michael Romary, president of MER Group, announced the groundbreaking on Tuesday, July 1st at 2:30pm for the new $2.75 million professional office and banking complex in Waynedale. It is named TOWERpark. MER Group is the developer for the project located at the intersection of Old Trail and Lower Huntington Roads. The complex will include a 10,000 square foot professional office building in addition to the Tower Bank. The Waynedale Tower Bank's 3,000 square foot branch will be the fifth...

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Matrimony is in the air, as June is the most popular month for weddings. But many of these newlyweds are not making their first trip down the aisle. And second marriages bring a host of financial issues that should be discussed well before vows are exchanged.

Furthermore, it's unfortunate but true that the divorce rate for second marriages - approximately 60 percent, according to the National Center for Health Statistics - is even higher than that for first marriages. Consequently, you'll need...

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