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Waynedale Business

DOES ANNUITY PAYOUT FROM 401(K) MAKE SENSE FOR YOU?

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If you have a 401(k) plan where you work, you'll have an important decision to make upon your retirement. Specifically, how should you take your 401(k) money? You'll want to make the right choice - because it can make a big difference in your life. Let's consider the distribution options available to you:

· You can take the money as a lump sum - Many plans require participants to take their 401(k) in a lump sum distribution - and many people choose lump sums, even when they have a choice. If...

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SUPER WASH 24/7/365

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"Just pull forward until the red light comes on," states manager Toni Howard of the newly constructed Super Wash on Lower Huntington Road. Toni, along with Attendant Mark Elliott of Waynedale officially opened the car wash on October 25th. To serve customers there are a total of 5 bays. Toni lets her customers know that everyone should feel safe in the new wash. They have all the outdoor security lighting and each of the bays are well lit. Super Wash will be open 24 hours a day, 7 days a week...

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ACT NOW TO DEFRAY LONG-TERM CARE COSTS

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If you're a baby boomer, then your biggest threat to your future financial security may not be the fluctuating stock market. It may not be the solvency of Social Security, either. So, what then is this danger? It's the high cost of long-term care. And if you don't plan for these services well before you need them, you could be jeopardizing your financial independence during your retirement years.

Of course, you may never have to stay in a nursing home, or require home health care services. But...

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HIDAY MOTORS

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Larry Hiday, Hiday Motors of Bluffton Indiana, has expanded his car business to include a used car lot in Ossian, Indiana.

Larry who initially worked at Buick-Pontiac-Cadillac-GMC (the current Papa John's Pizza location), quit that dealership and opened his own lot with a total of five cars. "I left Buick-Pontiac at noon", states Larry, "and sold all five cars by 5:00pm that same day." That was the beginning of Hiday Motors in Bluffton. Larry's philosophy of selling pre-owned vehicles has...

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GOT INVESTMENT LOSSES? MAKE THEM WORK FOR YOU

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If your investment goals are long term — sending children to college, planning a comfortable retirement, providing a legacy for the next generation — you probably adhere to a long-term investment philosophy.

But, a buy-and-hold strategy doesn't necessarily mean owning a stock forever. At some point, you may decide to sell a stock because it no longer meets your diversification needs, or because the underlying company has lost its competitive position within its industry. And, on occasion, you...

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403(B) PLAN HAS GOTTEN AN "UPGRADE"

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If you work for a school, hospital, religious organization or other non-profit group, then you may be contributing to a 403(b) plan. Your 403(b) has always been a great way to build retirement assets — and now, it's gotten even better.

As you know, your 403(b) - sometimes known as a tax-sheltered annuity - allows you to defer part of your salary into a pool of investments. Although it is not exactly the same as the better-known 401(k), your 403(b) does share one key benefit: tax-deferred...

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